Non-Traditional Loans
Looking for a Non-Traditional Loan?
Explore flexible options like bank statement, stated income, or DSCR loans tailored to unique situations.
Flexible Solutions for Unique Situations
Not everyone fits the mold of a traditional borrower — and that’s where non-traditional loans come in. These programs are designed to help self-employed individuals, investors, or those with non-standard income documentation secure the funding they need. Whether it’s a bank statement loan, stated income, or DSCR loan, non-traditional financing opens the door to opportunity.
Who It's For:
Borrowers who don’t meet conventional guidelines but still want access to competitive mortgage options.
Why Choose a Non-Traditional Loan?
Use alternative documentation like bank statements instead of tax returns
Perfect for self-employed borrowers or business owners
Access to financing without traditional income verification
Tailored loan programs to fit unique financial situations
FREQUENTLY ASKED QUESTIONS
FOR BORROWERS
Does ILC provide loans directly?
No. ILC is not a lender. We connect you with trusted mortgage brokers and hard money lenders nationwide who can provide the loan that fits your needs.
What types of loans can ILC connect me with?
We connect you with brokers offering traditional mortgages (Conventional, FHA, VA, USDA, Jumbo).
Is there a fee to use ILC’s service?
No, our service is free for borrowers. You’ll only work directly with the broker or lender you choose.
Can I qualify if I have less-than-perfect credit?
Yes. Many of our partner brokers specialize in helping clients with lower credit scores or unique financial situations.
How fast can I get matched with a broker?
Once you submit your form, we typically connect you with brokers within 24 hours.
